Terms and Conditions

Welcome to Structured Legacy (“Structured Legacy,” “we,” “our,” or “us”).

These Terms and Conditions (“Terms”) govern your access to and use of our website, including its content, resources, financial calculators, enquiry forms, consultation facilities, and other features made available through the website.

Structured Legacy provides information and services relating to wealth preservation, succession planning, wealth transfer, business continuity, estate liquidity planning, family governance, and related financial planning topics.

By accessing or using this website, you agree to these Terms. If you do not agree with these Terms, please discontinue using the website.

These Terms apply to website use. Any separately agreed professional services, fees, deliverables, confidentiality obligations, or other engagement-specific conditions may be governed by a separate written agreement.

You may use this website only for lawful purposes and in accordance with these Terms.

By using the website, you represent that:

• You will provide accurate information when submitting forms or enquiries.
• You will not use the website in violation of applicable laws or regulations.
• You will not attempt to gain unauthorized access to our systems, servers, accounts, or data.
• You will not interfere with the website's operation, security, or availability.
• You will not knowingly submit false, misleading, fraudulent, defamatory, or unlawful content.

You are responsible for ensuring that your use of the website complies with applicable laws and regulations.

Structured Legacy provides information, resources, and, where applicable, professional services relating to wealth preservation, succession planning, business continuity, wealth transfer, estate liquidity planning, family governance, and related matters.

The availability and scope of any professional service will depend on the specific offering, eligibility requirements, and any applicable engagement agreement.

Information on this website does not, by itself, constitute an offer to provide every service described. We reserve the right to modify, suspend, or discontinue website features or offerings, subject to applicable contractual and legal obligations.

A formal professional engagement, where applicable, begins only in accordance with the relevant agreement or other clearly documented arrangement.

Unless expressly agreed in a separate engagement and legally permitted, information provided on this website is for general educational and informational purposes only.

Website content should not be interpreted as individualized financial, investment, legal, tax, accounting, insurance, or other regulated professional advice.

Your financial circumstances, family arrangements, business structure, assets, liabilities, and applicable laws may differ from those discussed in our materials.

Before making significant financial, investment, succession, estate planning, tax, or legal decisions, you should consult appropriately qualified professionals who can evaluate your specific circumstances.

Nothing in these Terms excludes any professional obligations that may apply where a formal advisory relationship has been established.

Our website may provide calculators or tools relating to SIP investments, lump-sum investments, wealth projections, financial goals, income tax estimates, and other financial scenarios.

These tools may use assumptions, user-provided inputs, formulas, estimates, or simplified models to produce illustrative results.

You acknowledge that:

• Calculator outputs are estimates and not guaranteed outcomes.
• Results depend on the accuracy and completeness of the information entered.
• Actual investment performance, inflation, taxes, fees, market conditions, and other factors may materially affect outcomes.
• Tax calculations may not reflect every applicable law, exemption, deduction, surcharge, or individual circumstance.
• Calculator outputs should not be treated as a substitute for professional financial or tax advice.
• You are responsible for independently verifying any result before relying on it to make a decision.

We do not guarantee that calculator results will be error-free, continuously available, or suitable for every financial situation.

We do not guarantee any particular investment return, wealth accumulation, tax saving, liquidity outcome, business continuity result, succession outcome, or transfer of assets.

Planning strategies may depend on market conditions, applicable law, third-party performance, family decisions, business circumstances, and other factors outside our control.

Any examples, forecasts, illustrations, case studies, or projections displayed on the website are not promises of future results.

Past performance, where discussed, is not necessarily indicative of future performance.